How Our Legal Terms Apply to Your Account
These terms apply the moment you open an account and are binding across all activity, including deposits made via DANA, OVO, GoPay, QRIS, virtual account and bank transfer through BCA, BRI, Mandiri or BNI. Access to specific features depends on local law and may vary based
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on your location within Indonesia — including whether you are accessing from Semarang, Makassar or elsewhere. We update terms when regulatory context changes and notify you via the registered contact on your account. Continued use after a notice means acceptance. If any clause is found unenforceable
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in an Indonesian court, the remaining clauses stay in force without modification.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.